Combining expertise in HMRC data and lending

Our team brings together considerable experience of HMRC data and credit risk resulting in a solution that transforms how lenders verify income.

Who we are

IncomeHub is designed by APARI Software who are a leading HMRC partner in the Making Tax Digital scheme. Our knowledge and expertise of HMRC data and APIs has enabled us to build a cutting edge solution.


Our team have considerable knowledge of lending and credit risk process. More recently having seen the challenges of using open banking to verify income; we saw an opportunity to bring a more simple and robust solution to the market.

Why work with us

Lenders using IncomeHub gain access to a data source that has never before been available.


Digitising the income validation process has always been a challenge for lenders and more recent developments like open banking have still not delivered. The future is HMRC and payroll data.


Our expertise has enabled us to develop a solution that works for customers, lenders and brokers.

Benefit of IncomeHub diagram

Partners

APARI Pro have partnered with Equifax to offer IncomeHub as part of the Verification Exchange™.


IncomeHub is used to supplement the payroll data available within Verification Exchange™ to provide market leading coverage.

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