Verified income assessment made for digital journeys

Make better lending decisions fast

No more payslips, no more tax returns

Requesting for applicants to send evidence of income does not fit in with customers’ expectations of a digital journey. IncomeHub allows customers to consent to lenders accessing income information directly from HMRC in real-time to retrieve:

PAYE information
Annual tax returns
Total taxable income

The data is returned via API or dashboard for use within underwriting for affordability calculations

How it works

You (or your broker) send a branded link to the application inviting them to consent

Customer consents to share their data via HMRC

You get instant notification customer has consented and data is available

Access data via API or Dashboard

Book a demonstration to explore the seamless customer consent process.

Benefits of
IncomeHub data

Coverage

Access to all UK income tax payers including self employed

Accuracy

Official income figures direct from HMRC

Data History

3 years of income information whether it is PAYE or annual tax return

360 view of income

Complete and consolidated income statement regardless of the number of sources